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Golden State takes top spots for Christmas budgets
Rochester Voice 7:54 a.m.
Friday, November 28, 2025 7:54 am
With the costly holiday shopping season approaching and total spending projected to top $1 trillion, the personal-finance company WalletHub has released its 2925 Holiday Budges by City report, complete with expert commentary.
To help shoppers avoid post-holiday financial strain, WalletHub analyzed more than 550 U.S. cities, factoring in income, age, and savings-to-expenses ratios to estimate the maximum holiday budgets consumers can reasonably afford.
| Cities with the Biggest Average Holiday Budgets |
| 1. Palo Alto, CA ($4,485) |
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11. Fremont, CA ($3,574) |
| 2. Mountain View, CA ($4,266) |
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12. Frisco, TX ($3,491) |
| 3. Newton, MA ($4,069) |
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13. Livermore, CA ($3,439) |
| 4. Flower Mound, TX ($3,941) |
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14. Carmel, IN ($3,422) |
| 5. Kirkland, WA ($3,866) |
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15. Naperville, IL ($3,366) |
| 6. Milpitas, CA ($3,702) |
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16. Cambridge, MA ($3,347) |
| 7. Sunnyvale, CA ($3,691) |
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17. Somerville, MA ($3,330) |
| 8. Santa Clara, CA ($3,690) |
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18. San Mateo, CA ($3,313) |
| 9. Redwood City, CA ($3,627) |
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19. Pearland, TX ($3,277) |
| 10. Bellevue, WA ($3,603) |
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20. The Woodlands, TX ($3,265) |
For the full report, please visit: https://wallethub.com/edu/holiday-budgets-by-city/16912
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