Staying diligent with credit is an ongoing effort that includes responsibly managing debt and keeping a close eye on your credit report for any errors. To identify where people take credit management most seriously and actively work to avoid credit-score setbacks, the personal-finance website WalletHub released its latest report on the States with the Most Credit-Dilligent Residents.
In the report, WalletHub evaluates all 50 states based on six key indicators that reflect how mindful and proactive residents are about their credit. The data includes factors like the percentage of individuals who've disputed credit report errors, the share of frozen credit reports, and the rate of active bankruptcies.
Diligence With Credit in New Hampshire (1= Most Diligent; 25 = Average):
For the full report, please visit:
https://wallethub.com/edu/states-where-people-are-most-diligent-with-credit/128295
Key takeaways and WalletHub commentary are included below in text and video format. Feel free to use the provided content as is or edit the raw files as you see fit.
Please let me know if you have any questions or if you would like to arrange a phone, video or in-studio interview with one of WalletHub's experts.
In the report, WalletHub evaluates all 50 states based on six key indicators that reflect how mindful and proactive residents are about their credit. The data includes factors like the percentage of individuals who've disputed credit report errors, the share of frozen credit reports, and the rate of active bankruptcies.
Diligence With Credit in New Hampshire (1= Most Diligent; 25 = Average):
- Overall Rank: 9th
- 12th - Percentage of Customers Who Have Collections Tradelines (Q1 2025)
- 16th - Percentage of Customers Who Have Missed Payments (Q1 2025)
- 1st - Percentage of Customers Who Have Active Bankruptcies (Q1 2025)
- 18th - Percentage of Customers Who Have Foreclosures (Q1 2025)
For the full report, please visit:
https://wallethub.com/edu/states-where-people-are-most-diligent-with-credit/128295
Key takeaways and WalletHub commentary are included below in text and video format. Feel free to use the provided content as is or edit the raw files as you see fit.
Please let me know if you have any questions or if you would like to arrange a phone, video or in-studio interview with one of WalletHub's experts.