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With the average interest rate on mortgages decreasing in all states between Q1 2025 and Q2 2025, the personal-finance company WalletHub last week released its new report on the States Where Mortgage Interest Rates are Decreasing the Most, based on proprietary user data.
| Decreasing the Most | Decreasing the Least |
| 1. Alabama 2. Mississippi 3. Iowa 4. Indiana 5. Ohio 6. Delaware 7. Arkansas 8. New Mexico 9. Louisiana 10. North Carolina |
41. Rhode Island 42. California 43. Connecticut 44. Massachusetts 45. New York 46. Hawaii 47. New Jersey 48. Wisconsin 49. Texas 50. Vermont |
For the full report and to see where your state ranks, please visit:
https://wallethub.com/edu/states-mortgage-interest-rates-change/141339
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